NJC Associates - Privacy policy

BACKGROUND: This Policy applies as between you, the User of this Web Site and NJC Associates, the owner and provider of this Web Site.  This Policy applies to our use of any and all Data collected by us in relation to your use of the Web Site and any Services or Systems therein. 



means collectively the personal information, Payment Information and credentials used by Users to access Material and / or any communications System on the Web Site;



means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of this Web Site;



means a small text file placed on your computer by NJC Associates when you visit certain parts of this Web Site.  This allows us to identify recurring visitors and to analyse their browsing habits within the Web Site.  Further details are contained in our cookie policy;



means collectively all information that you submit to the Web Site.  This includes, but is not limited to, Account details and information submitted using any of our Services or Systems;


“NJC Associates”

means NJC Associates, a partnership registered in Mauritius, with partnership number P020283 and whose trading address is





means collectively any online facilities, tools, services or information that NJC Associates makes available through the Web Site either now or in the future;



means any online communications infrastructure that NJC Associates makes available through the Web Site either now or in the future.  This includes, but is not limited to, web-based email, message boards, live chat facilities and email links;


“User” / “Users”

means any third party that accesses the Web Site and is not employed by NJC Associates and acting in the course of their employment; and


“Web Site”

means the website that you are currently using (www.njcassociates.net) and any sub-domains of this site  unless expressly excluded by their own terms and conditions.



Data Collected

Without limitation, any of the following Data may be collected by us through your use of the Web Site:


  1. name;
  2. date of birth;
  3. gender;
  4. job title;
  5. profession;
  6. contact information such as email addresses and telephone numbers;
  7. demographic information such as post code, preferences and interests;
  8. financial information such as credit / debit card numbers;
  9. IP address (automatically collected);
  10. web browser type and version (automatically collected);
  11. operating system (automatically collected);
  12. a list of URLS starting with a referring site, your activity on this Web Site, and the site you exit to (automatically collected); and
  13. Cookie information (refer to cookie policy).


Our Use of Data

  1. Any personal Data you submit will be retained by NJC Associates for as long as you use the Services and Systems provided on the Web Site.  Data that you may submit through any communications System that we may provide may be retained for a longer period.
  2. Unless we are obliged or permitted by law to do so, and subject to Clause 4, your Data will not be disclosed to third parties.
  3. All personal Data is stored securely in accordance with the principles of the Data Protection Act 1998. For more details on security, see Clause 9 below.
  4. Any or all of the above Data may be required by us from time to time in order to provide you with the best possible service and experience when using our Web Site.  Specifically, Data may be used by us for the following reasons:


  1. internal record keeping;
  2. improvement of our products / services;
  3. transmission by email of promotional materials that may be of interest to you;
  4. contact for market research purposes which may be done using email, telephone, fax or mail. Such information may be used to customise or update the Web Site.


Third Party Web Sites and Services

NJC Associates may, from time to time, employ the services of other parties for dealing with matters that may include, but are not limited to, payment handling, delivery of purchased items, search engine facilities, advertising and marketing.  The providers of such services  have access to certain personal Data provided by Users of this Web Site only to the extent required by them to perform the services that NJC Associates requests.  Any use for other purposes is strictly prohibited.  Furthermore, any Data that is processed by such third parties shall be processed in accordance with the terms of this Policy and with the Data Protection Act 1998.



Changes of Business Ownership and Control

NJC Associates may, from time to time, expand or reduce its business and this may involve the sale of certain divisions or the transfer of control of certain divisions to other parties.  Data provided by Users will, where it is relevant to any division so transferred, be transferred along with that division and the new owner or newly controlling party will, under the terms of this Policy, be permitted to use the Data for the purposes for which it was supplied by you.

In the event that any Data submitted by Users will be transferred in such a manner, you will be contacted in advance and informed of the changes.  When contacted, you will be given the choice to have your Data deleted or withheld from the new owner or controller.


Controlling Access to your Data

Wherever you are required to submit Data, you will be given options to restrict our use of that Data.  This may include the following:

  1. use of Data for direct marketing purposes; and
  2. sharing Data with third parties.


Your Right to Withhold Information

  1. You may access certain areas of the Web Site without providing any Data at all.  However, to use all Services and Systems available on the Web Site you may be required to submit Account information or other Data.
  2. You may restrict your internet browser’s use of Cookies.  For more information refer to our cookie policy.


Accessing your own Data

  1. You may access your Account at any time to view or amend the Data.  You may need to modify or update your Data if your circumstances change.  Additional Data as to your marketing preferences may also be stored and you may change this at any time.
  2. You have the right to ask for a copy of your personal Data on payment of a small fee.

To request a copy of your personal Data, write to us at:




Data security is of great importance to NJC Associates and to protect your Data we have put in place appropriate technical and organisational measures to safeguard and secure Data collected online against unauthorised or unlawful processing of the Data.



Please refer to our cookie policy


Sharing your information

Except as disclosed in this Privacy Policy, we do not rent, sell or share the information you have allowed us to collect with third parties without your prior permission. However, we may share your information without your permission in the following instances:


  1. if it is pursuant to judicial or other government subpoenas, warrants, or orders or otherwise to comply with law
  2. where we believe the rights, property or an individual’s safety or security is at risk
  3. where it is a requirement by law.


Retention of information

Subject to the disclosures in this Privacy Policy and applicable law, we will retain your information as necessary to comply with our legal obligations, resolve disputes and enforce our agreements.


Changes to this Policy

NJC Associates reserves the right to change this Policy as we may deem necessary from time to time or as may be required by law.  Any changes will be immediately posted on the Web Site and you are deemed to have accepted the terms of the Policy on your first use of the Web Site following the alterations.